Side-by-side · Q2 2026 data
Sunwest Federal Credit Union vs Banner Federal Credit Union
Metric by metric
| Measure | Sunwest Federal Credit Union | Banner Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 80 (stronger) |
| Capital cushion | 60 | 85 (stronger) |
| Loan quality | 84 (stronger) | 77 |
| Earnings | 28 | 53 (stronger) |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 41st | 65th |
| Total assets | $525.2M | $65.2M |
| Deposits / shares | $458.2M | $56.4M |
| Capital ratio | 10.97% | 13.48% (stronger) |
| Problem loans | 0.48% (stronger) | 0.70% |
| Net charge-offs | 0.57% | 0.38% (stronger) |
| Return on assets | 0.19% | 0.83% (stronger) |
| Loans ÷ deposits | 74.4% | 41.1% (stronger) |
| Uninsured deposits | 5.0% (stronger) | 5.2% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.3% | — |
Banner Federal Credit Union has the higher TellerScore (80 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Sunwest Federal Credit Union leads on 2 and Banner Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.