Side-by-side · Q2 2026 data
Suny Fredonia Federal Credit Union vs Genesee Co-Op Federal Credit Union
Credit union
Suny Fredonia Federal Credit Union
Fredonia, New York · Under $100 million in assets
Credit union
Genesee Co-Op Federal Credit Union
Rochester, New York · Under $100 million in assets
Metric by metric
| Measure | Suny Fredonia Federal Credit Union | Genesee Co-Op Federal Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 78 |
| Capital cushion | 100 | 100 |
| Loan quality | 79 (stronger) | 48 |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 96th | 59th |
| Total assets | $48.3M | $47.5M |
| Deposits / shares | $39.1M | $31.9M |
| Capital ratio | 18.74% | 23.39% (stronger) |
| Problem loans | 0.63% (stronger) | 1.55% |
| Net charge-offs | 0.37% | 0.26% (stronger) |
| Return on assets | 2.64% (stronger) | 1.48% |
| Loans ÷ deposits | 40.8% (stronger) | 87.9% |
| Uninsured deposits | 2.7% (stronger) | 10.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Suny Fredonia Federal Credit Union has the higher TellerScore (95 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Suny Fredonia Federal Credit Union leads on 5 and Genesee Co-Op Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.