Side-by-side · Q2 2026 data
Superior National Bank vs First State Bank
Metric by metric
| Measure | Superior National Bank | First State Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 63 |
| Capital cushion | 67 (stronger) | 50 |
| Loan quality | 78 (stronger) | 73 |
| Earnings | 67 | 69 (stronger) |
| Funding & liquidity | 72 (stronger) | 50 |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 70th | 30th |
| Total assets | $1.0B | $1.3B |
| Deposits / shares | $881.5M | $1.2B |
| Capital ratio | 11.70% (stronger) | 10.01% |
| Problem loans | 0.65% (stronger) | 0.81% |
| Net charge-offs | 0.04% (stronger) | 0.13% |
| Return on assets | 1.17% | 1.24% (stronger) |
| Loans ÷ deposits | 76.1% (stronger) | 85.8% |
| Uninsured deposits | 26.1% (stronger) | 36.8% |
| Offices | 7 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | 4.6% |
Superior National Bank has the higher TellerScore (73 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Superior National Bank leads on 6 and First State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.