Side-by-side · Q2 2026 data
Superior Savings Bank vs Centricity Credit Union
Metric by metric
| Measure | Superior Savings Bank | Centricity Credit Union |
|---|---|---|
| TellerScore | 74 | 85 (stronger) |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 62 | 74 (stronger) |
| Earnings | 54 | 100 (stronger) |
| Funding & liquidity | 56 | 70 (stronger) |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 51st | 87th |
| Total assets | $98.8M | $340.5M |
| Deposits / shares | $81.4M | $277.4M |
| Capital ratio | 16.30% (stronger) | 13.97% |
| Problem loans | 1.15% | 0.79% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.46% |
| Return on assets | 0.85% | 2.13% (stronger) |
| Loans ÷ deposits | 100.1% | 90.6% (stronger) |
| Uninsured deposits | 18.7% | 4.6% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.4% | 13.0% |
Centricity Credit Union has the higher TellerScore (85 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Superior Savings Bank leads on 2 and Centricity Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.