Side-by-side · Q2 2026 data
Superior Savings Bank vs Harbor Pointe Credit Union
Metric by metric
| Measure | Superior Savings Bank | Harbor Pointe Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 62 (stronger) | 56 |
| Earnings | 54 | 78 (stronger) |
| Funding & liquidity | 56 | 64 (stronger) |
| Problem-loan coverage | 90 (stronger) | 84 |
| Peer percentile | 51st | 60th |
| Total assets | $98.8M | $158.5M |
| Deposits / shares | $81.4M | $136.5M |
| Capital ratio | 16.30% (stronger) | 13.63% |
| Problem loans | 1.15% (stronger) | 1.31% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 0.85% | 1.44% (stronger) |
| Loans ÷ deposits | 100.1% | 96.0% (stronger) |
| Uninsured deposits | 18.7% | 2.6% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.4% | 0.9% |
Superior Savings Bank has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Superior Savings Bank leads on 4 and Harbor Pointe Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.