Side-by-side · Q2 2026 data
Superior Savings Bank vs Ladysmith Federal Savings and Loan Association
Bank
Ladysmith Federal Savings and Loan Association
Ladysmith, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Superior Savings Bank | Ladysmith Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 74 (stronger) | 45 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 62 (stronger) | 32 |
| Earnings | 54 (stronger) | 43 |
| Funding & liquidity | 56 | 60 (stronger) |
| Problem-loan coverage | 90 (stronger) | 64 |
| Peer percentile | 51st | 6th |
| Total assets | $98.8M | $93.2M |
| Deposits / shares | $81.4M | $72.3M |
| Capital ratio | 16.30% (stronger) | 9.18% |
| Problem loans | 1.15% (stronger) | 2.03% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 0.85% (stronger) | 0.57% |
| Loans ÷ deposits | 100.1% | 99.9% (stronger) |
| Uninsured deposits | 18.7% | 4.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.4% | — |
Superior Savings Bank has the higher TellerScore (74 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Superior Savings Bank leads on 5 and Ladysmith Federal Savings and Loan Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.