Side-by-side · Q2 2026 data
Surety Bank vs Addition Financial Credit Union
Metric by metric
| Measure | Surety Bank | Addition Financial Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 61 |
| Capital cushion | 82 (stronger) | 50 |
| Loan quality | 93 (stronger) | 53 |
| Earnings | 100 (stronger) | 48 |
| Funding & liquidity | 85 | 98 (stronger) |
| Problem-loan coverage | 98 (stronger) | 84 |
| Peer percentile | 95th | 27th |
| Total assets | $213.7M | $3.8B |
| Deposits / shares | $189.6M | $3.4B |
| Capital ratio | 13.24% (stronger) | 9.98% |
| Problem loans | 0.22% (stronger) | 1.40% |
| Net charge-offs | -0.00% (stronger) | 1.27% |
| Return on assets | 2.06% (stronger) | 0.70% |
| Loans ÷ deposits | 53.5% (stronger) | 62.3% |
| Uninsured deposits | 28.6% | 5.3% (stronger) |
| Offices | 2 | 36 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Surety Bank has the higher TellerScore (90 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Surety Bank leads on 6 and Addition Financial Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.