Side-by-side · Q2 2026 data
Surety Bank vs Mainstreet Community Bank of Florida
Metric by metric
| Measure | Surety Bank | Mainstreet Community Bank of Florida |
|---|---|---|
| TellerScore | 90 (stronger) | 56 |
| Capital cushion | 82 (stronger) | 44 |
| Loan quality | 93 (stronger) | 58 |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 85 (stronger) | 53 |
| Problem-loan coverage | 98 (stronger) | 74 |
| Peer percentile | 95th | 13th |
| Total assets | $213.7M | $953.4M |
| Deposits / shares | $189.6M | $863.2M |
| Capital ratio | 13.24% (stronger) | 9.45% |
| Problem loans | 0.22% (stronger) | 1.27% |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 2.06% (stronger) | 1.06% |
| Loans ÷ deposits | 53.5% (stronger) | 83.8% |
| Uninsured deposits | 28.6% (stronger) | 35.6% |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.6% |
Surety Bank has the higher TellerScore (90 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Surety Bank leads on 6 and Mainstreet Community Bank of Florida on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.