Side-by-side · Q2 2026 data
Sutton Bank vs Fremont Federal Credit Union
Metric by metric
| Measure | Sutton Bank | Fremont Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 74 |
| Capital cushion | 50 | 77 (stronger) |
| Loan quality | 99 (stronger) | 71 |
| Earnings | 100 (stronger) | 59 |
| Funding & liquidity | 50 | 81 (stronger) |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 83rd | 63rd |
| Total assets | $1.7B | $391.4M |
| Deposits / shares | $1.5B | $334.8M |
| Capital ratio | 10.01% | 12.67% (stronger) |
| Problem loans | 0.02% (stronger) | 0.86% |
| Net charge-offs | -0.01% (stronger) | 0.38% |
| Return on assets | 5.07% (stronger) | 0.98% |
| Loans ÷ deposits | 29.4% (stronger) | 79.0% |
| Uninsured deposits | 89.2% | 7.4% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.0% | 4.1% |
Sutton Bank has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Sutton Bank leads on 5 and Fremont Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.