The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 3 points (80 → 77), mostly because the capital cushion component weakened by 8 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Ohio

Yes. Sutton Bank is an FDIC-insured institution (FDIC certificate #5962). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 89.2% of deposits ($1.3B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.01%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 31.12% (benchmark: 10%).

Check how much of your own balance is covered

Sutton Bank lists 7 offices in 6 cities. Most locations:

• Ashland, OH (2)
• Attica, OH (1)
• Mansfield, OH (1)
• New London, OH (1)
• Tiffin, OH (1)
• Willard, OH (1)

All branch addresses and map

In 2025, Sutton Bank reported 26 home-loan applications under HMDA (LEI 549300KYZ21NWSUOYP36): 23 originated ($5,655,000 total), 2 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 8.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Sutton Bank

Former names

The Sutton State Bank

Type

State-chartered bank

FDIC certificate #

5962

RSSD ID

110413

Primary regulator

FDIC

Holding company

Sutton Bancshares Inc

Established

January 1, 1878

Headquarters

1 S Main St, Attica, OH 44807

Website

www.suttonbank.com

Employees

242