Side-by-side · Q2 2026 data
Sutton Bank vs The Vinton County National Bank
Metric by metric
| Measure | Sutton Bank | The Vinton County National Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 73 |
| Capital cushion | 50 | 55 (stronger) |
| Loan quality | 99 (stronger) | 91 |
| Earnings | 100 (stronger) | 72 |
| Funding & liquidity | 50 | 62 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 83rd | 70th |
| Total assets | $1.7B | $1.6B |
| Deposits / shares | $1.5B | $1.4B |
| Capital ratio | 10.01% | 10.49% (stronger) |
| Problem loans | 0.02% (stronger) | 0.27% |
| Net charge-offs | -0.01% (stronger) | 0.09% |
| Return on assets | 5.07% (stronger) | 1.29% |
| Loans ÷ deposits | 29.4% (stronger) | 80.4% |
| Uninsured deposits | 89.2% | 30.9% (stronger) |
| Offices | 7 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.0% | 14.8% |
Sutton Bank has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Sutton Bank leads on 5 and The Vinton County National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.