Side-by-side · Q2 2026 data
Sweet Home Federal Credit Union vs N Y Team Federal Credit Union
Credit union
N Y Team Federal Credit Union
Ronkonkoma, New York · Under $100 million in assets
Metric by metric
| Measure | Sweet Home Federal Credit Union | N Y Team Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 55 |
| Capital cushion | 83 (stronger) | 21 |
| Loan quality | 52 | 71 (stronger) |
| Earnings | 84 (stronger) | 49 |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 90 (stronger) | 83 |
| Peer percentile | 62nd | 15th |
| Total assets | $45.4M | $43.5M |
| Deposits / shares | $39.3M | $40.5M |
| Capital ratio | 13.29% (stronger) | 7.12% |
| Problem loans | 1.44% | 0.87% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.77% |
| Return on assets | 1.61% (stronger) | 0.72% |
| Loans ÷ deposits | 53.5% (stronger) | 73.7% |
| Uninsured deposits | 4.7% | 1.8% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sweet Home Federal Credit Union has the higher TellerScore (79 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Sweet Home Federal Credit Union leads on 5 and N Y Team Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.