Side-by-side · Q2 2026 data
Sweet Water State Bank vs Demopolis Federal Credit Union
Credit union
Demopolis Federal Credit Union
Demopolis, Alabama · Under $100 million in assets
Metric by metric
| Measure | Sweet Water State Bank | Demopolis Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 92 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 57 | 82 (stronger) |
| Earnings | 84 | 100 (stronger) |
| Funding & liquidity | 92 (stronger) | 74 |
| Problem-loan coverage | 84 | 99 (stronger) |
| Peer percentile | 34th | 92nd |
| Total assets | $150.0M | $3.3M |
| Deposits / shares | $134.8M | $1.5M |
| Capital ratio | 9.74% | 54.89% (stronger) |
| Problem loans | 1.30% | 0.54% (stronger) |
| Net charge-offs | 0.44% | 0.13% (stronger) |
| Return on assets | 1.59% | 3.20% (stronger) |
| Loans ÷ deposits | 56.9% (stronger) | 86.6% |
| Uninsured deposits | 22.9% | 0.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Demopolis Federal Credit Union has the higher TellerScore (92 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Sweet Water State Bank leads on 1 and Demopolis Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.