Side-by-side · Q2 2026 data
Swemp Federal Credit Union vs Pasadena Municipal Federal Credit Union
Credit union
Pasadena Municipal Federal Credit Union
Pasadena, Texas · Under $100 million in assets
Metric by metric
| Measure | Swemp Federal Credit Union | Pasadena Municipal Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 73 |
| Capital cushion | 100 | 100 |
| Loan quality | 65 | 76 (stronger) |
| Earnings | 42 (stronger) | 32 |
| Funding & liquidity | 72 (stronger) | 57 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 52nd | 47th |
| Total assets | $12.9M | $12.4M |
| Deposits / shares | $10.4M | $9.7M |
| Capital ratio | 19.49% | 21.25% (stronger) |
| Problem loans | 1.04% | 0.71% (stronger) |
| Net charge-offs | 0.05% | 0.03% (stronger) |
| Return on assets | 0.55% (stronger) | 0.29% |
| Loans ÷ deposits | 88.3% (stronger) | 103.3% |
| Uninsured deposits | 4.3% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Swemp Federal Credit Union has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Swemp Federal Credit Union leads on 3 and Pasadena Municipal Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.