TellerScore

Pasadena Municipal Federal Credit Union (NCUA charter #9246) is based in Pasadena, Texas. Its Q2 2026 call report shows $12.4M in total assets and $9.7M in member shares and deposits and 1 office.

Pasadena Municipal Federal Credit Union has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 192nd. Capital cushion contributes the most (100/100, 21.25%); earnings contributes the least (32/100, 0.29%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 21.25%
Loan quality76/100
Loans 60+ days delinquent ÷ total loans: 0.71%
Earnings32/100
Return on assets (annualized): 0.29%
Funding & liquidity57/100
Loans ÷ shares: 103.3% · 0.0% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.69%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (79 → 73), mostly because the earnings component weakened by 10 points.

TellerScore
737883Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202483
Q4 202479
Q1 202581
Q2 202579
Q3 202579
Q4 202578
Q1 202677
Q2 202673
Net worth ratio
7.00%14.32%21.64%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202421.11%
Q3 202421.35%
Q4 202421.10%
Q1 202521.47%
Q2 202521.08%
Q3 202521.64%
Q4 202521.63%
Q1 202621.04%
Q2 202621.25%
Delinquent loans (60+ days)
0.21%0.46%0.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.63%
Q3 20240.32%
Q4 20240.53%
Q1 20250.37%
Q2 20250.46%
Q3 20250.39%
Q4 20250.21%
Q1 20260.40%
Q2 20260.71%
Return on assets
0.29%0.47%0.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.66%
Q3 20240.65%
Q4 20240.43%
Q1 20250.59%
Q2 20250.56%
Q3 20250.47%
Q4 20250.33%
Q1 20260.32%
Q2 20260.29%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$12.4M21.25%0.71%0.29%103.3%
Q1 202677$12.5M21.04%0.40%0.32%97.9%
Q4 202578$12.1M21.63%0.21%0.33%103.2%
Q3 202579$12.1M21.64%0.39%0.47%98.6%
Q2 202579$12.4M21.08%0.46%0.56%94.0%
Q1 202581$12.1M21.47%0.37%0.59%91.3%
Q4 202479$12.2M21.10%0.53%0.43%87.1%
Q3 202483$12.1M21.35%0.32%0.65%79.7%
Q2 202482$12.2M21.11%0.63%0.66%73.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio21.25%
81st
Problem loans0.71%
50th
Net charge-offs0.03%
65th
Return on assets0.29%
31st
Loans to deposits103.3%
2nd
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio2.7%
45th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Employees United Federal Credit UnionCredit union Paris, TX92 out of 100, Very strong$12.4M32.7%0.08%vs
Coastal Bend P O Federal Credit UnionCredit union Victoria, TX59 out of 100, Moderate$12.5M27.1%3.73%vs
Angelina County Teachers Credit UnionCredit union Lufkin, TX100 out of 100, Very strong$12.9M18.4%0.04%vs
Ben E Keith Company Employees Federal Credit UnionCredit union Fort Worth, TX89 out of 100, Very strong$11.9M20.9%1.07%vs
Swemp Federal Credit UnionCredit union Texarkana, TX75 out of 100, Strong$12.9M19.5%1.04%vs
P.I.E. Credit UnionCredit union Houston, TX88 out of 100, Very strong$11.8M23.9%0.71%vs

Deposit insurance

Is my money safe at Pasadena Municipal Federal Credit Union?

Yes. Pasadena Municipal Federal Credit Union is a federally insured credit union (NCUA charter #9246). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 21.25%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Pasadena Municipal Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Pasadena Municipal Federal Credit Union
Type
Federal credit union
NCUA charter #
9246
RSSD ID
376983
Primary regulator
NCUA
Established
1954
Headquarters
P.O. Box 1274, Pasadena, TX 77501
Employees
4

Quick answers

Pasadena Municipal Federal Credit Union: common questions

Is Pasadena Municipal Federal Credit Union NCUA insured?

Yes. Pasadena Municipal Federal Credit Union is a federally insured credit union (NCUA charter #9246). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Pasadena Municipal Federal Credit Union's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Pasadena Municipal Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Pasadena

InstitutionScoreAssetsCapitalProblem loansCompare
Local 24 Employees Federal Credit UnionCredit union Pasadena, TX98 out of 100, Very strong$13.6M21.0%0.26%vs
Port of Houston Warehouse Federal Credit UnionCredit union Houston, TX96 out of 100, Very strong$5.4M21.6%0.52%vs
Corpus Christi Postal Employees Credit UnionCredit union Corpus Christi, TX96 out of 100, Very strong$17.1M20.3%0.00%vs
Ila 1351 Federal Credit UnionCredit union La Porte, TX92 out of 100, Very strong$17.3M17.0%0.00%vs
City of Deer Park Federal Credit UnionCredit union Deer Park, TX92 out of 100, Very strong$7.3M21.7%0.01%vs
Light Commerce Credit UnionCredit union Houston, TX92 out of 100, Very strong$5.0M26.8%0.93%vs