Side-by-side · Q2 2026 data
Swemp Federal Credit Union vs Scurry County School Federal Credit Union
Credit union
Scurry County School Federal Credit Union
Snyder, Texas · Under $100 million in assets
Metric by metric
| Measure | Swemp Federal Credit Union | Scurry County School Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 89 |
| Loan quality | 65 | 82 (stronger) |
| Earnings | 42 (stronger) | 0 |
| Funding & liquidity | 72 | 96 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 52nd | 42nd |
| Total assets | $12.9M | $13.2M |
| Deposits / shares | $10.4M | $11.4M |
| Capital ratio | 19.49% (stronger) | 13.89% |
| Problem loans | 1.04% | 0.53% (stronger) |
| Net charge-offs | 0.05% | -0.24% (stronger) |
| Return on assets | 0.55% (stronger) | -4.83% |
| Loans ÷ deposits | 88.3% | 63.9% (stronger) |
| Uninsured deposits | 4.3% (stronger) | 14.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Swemp Federal Credit Union has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Swemp Federal Credit Union leads on 4 and Scurry County School Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.