Side-by-side · Q2 2026 data
Sycamore Federal Credit Union vs Tuscaloosa V a Federal Credit Union
Credit union
Sycamore Federal Credit Union
Sycamore, Alabama · Under $100 million in assets
Credit union
Tuscaloosa V a Federal Credit Union
Tuscaloosa, Alabama · Under $100 million in assets
Metric by metric
| Measure | Sycamore Federal Credit Union | Tuscaloosa V a Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 84 |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 70 | 92 (stronger) |
| Earnings | 96 (stronger) | 65 |
| Funding & liquidity | 75 | 91 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 83rd | 75th |
| Total assets | $77.1M | $51.9M |
| Deposits / shares | $64.3M | $45.6M |
| Capital ratio | 16.37% (stronger) | 13.07% |
| Problem loans | 0.89% | 0.24% (stronger) |
| Net charge-offs | 0.39% (stronger) | 0.68% |
| Return on assets | 1.89% (stronger) | 1.12% |
| Loans ÷ deposits | 84.8% | 69.0% (stronger) |
| Uninsured deposits | 12.8% | 4.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sycamore Federal Credit Union has the higher TellerScore (87 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Sycamore Federal Credit Union leads on 4 and Tuscaloosa V a Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.