Side-by-side · Q2 2026 data
Sycamore Federal Credit Union vs University of South Alabama Federal Credit Union
Credit union
Sycamore Federal Credit Union
Sycamore, Alabama · Under $100 million in assets
Credit union
University of South Alabama Federal Credit Union
Mobile, Alabama · Under $100 million in assets
Metric by metric
| Measure | Sycamore Federal Credit Union | University of South Alabama Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 70 | 84 (stronger) |
| Earnings | 96 | 100 (stronger) |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 83rd | 97th |
| Total assets | $77.1M | $56.2M |
| Deposits / shares | $64.3M | $46.6M |
| Capital ratio | 16.37% | 16.45% (stronger) |
| Problem loans | 0.89% | 0.49% (stronger) |
| Net charge-offs | 0.39% | 0.16% (stronger) |
| Return on assets | 1.89% | 2.45% (stronger) |
| Loans ÷ deposits | 84.8% | 51.2% (stronger) |
| Uninsured deposits | 12.8% | 10.5% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
University of South Alabama Federal Credit Union has the higher TellerScore (96 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Sycamore Federal Credit Union leads on 0 and University of South Alabama Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.