Side-by-side · Q2 2026 data
Sylvania Area Federal Credit Union vs Genesis Employees Credit Union
Metric by metric
| Measure | Sylvania Area Federal Credit Union | Genesis Employees Credit Union |
|---|---|---|
| TellerScore | 70 | 80 (stronger) |
| Capital cushion | 48 | 94 (stronger) |
| Loan quality | 90 (stronger) | 46 |
| Earnings | 39 | 82 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 40th | 65th |
| Total assets | $24.2M | $22.2M |
| Deposits / shares | $22.2M | $18.9M |
| Capital ratio | 9.79% | 14.41% (stronger) |
| Problem loans | 0.30% (stronger) | 1.61% |
| Net charge-offs | -0.69% (stronger) | -0.03% |
| Return on assets | 0.46% | 1.54% (stronger) |
| Loans ÷ deposits | 34.5% (stronger) | 59.3% |
| Uninsured deposits | 0.4% (stronger) | 0.7% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Genesis Employees Credit Union has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Sylvania Area Federal Credit Union leads on 4 and Genesis Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.