Side-by-side · Q2 2026 data
T Bank, National Association vs Frontier Bank of Texas
Metric by metric
| Measure | T Bank, National Association | Frontier Bank of Texas |
|---|---|---|
| TellerScore | 45 | 75 (stronger) |
| Capital cushion | 57 (stronger) | 50 |
| Loan quality | 4 | 95 (stronger) |
| Earnings | 69 | 96 (stronger) |
| Funding & liquidity | 52 (stronger) | 49 |
| Problem-loan coverage | 52 | 96 (stronger) |
| Peer percentile | 4th | 77th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $955.6M | $903.9M |
| Capital ratio | 10.67% (stronger) | 10.05% |
| Problem loans | 2.89% | 0.15% (stronger) |
| Net charge-offs | 0.34% | -0.00% (stronger) |
| Return on assets | 1.22% | 1.89% (stronger) |
| Loans ÷ deposits | 95.1% (stronger) | 97.7% |
| Uninsured deposits | 27.3% | 27.0% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.6% |
Frontier Bank of Texas has the higher TellerScore (75 vs 45). On the 7 directional measures above (where higher or lower is clearly better), T Bank, National Association leads on 2 and Frontier Bank of Texas on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.