Headquartered in Dallas, Texas, T Bank, National Association is a national bank with $1.1B in total assets and $955.6M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 2004.
Based on its Q2 2026 filing, T Bank, National Association scores 45/100, which we describe as below average. That is higher than only 4% of 897 banks with $1 billion – $10 billion. Among 349 banks headquartered in Texas, it ranks 336th. Its strongest component is earnings (69/100; 1.22%), and its lowest is loan quality (4/100; 2.89%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (46 → 45).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 60 |
| Q4 2024 | 56 |
| Q1 2025 | 51 |
| Q2 2025 | 46 |
| Q3 2025 | 46 |
| Q4 2025 | 47 |
| Q1 2026 | 46 |
| Q2 2026 | 45 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.01% |
| Q3 2024 | 11.91% |
| Q4 2024 | 11.46% |
| Q1 2025 | 10.79% |
| Q2 2025 | 10.39% |
| Q3 2025 | 9.88% |
| Q4 2025 | 10.51% |
| Q1 2026 | 10.93% |
| Q2 2026 | 10.67% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.71% |
| Q3 2024 | 2.20% |
| Q4 2024 | 2.22% |
| Q1 2025 | 2.67% |
| Q2 2025 | 3.81% |
| Q3 2025 | 4.08% |
| Q4 2025 | 3.90% |
| Q1 2026 | 3.69% |
| Q2 2026 | 2.89% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.28% |
| Q3 2024 | 1.44% |
| Q4 2024 | 1.24% |
| Q1 2025 | 1.46% |
| Q2 2025 | 1.31% |
| Q3 2025 | 1.39% |
| Q4 2025 | 1.53% |
| Q1 2026 | 1.37% |
| Q2 2026 | 1.22% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 45 | $1.1B | 10.67% | 2.89% | 1.22% | 95.1% |
| Q1 2026 | 46 | $1.0B | 10.93% | 3.69% | 1.37% | 96.1% |
| Q4 2025 | 47 | $979.7M | 10.51% | 3.90% | 1.53% | 98.1% |
| Q3 2025 | 46 | $1.1B | 9.88% | 4.08% | 1.39% | 87.5% |
| Q2 2025 | 46 | $987.5M | 10.39% | 3.81% | 1.31% | 93.6% |
| Q1 2025 | 51 | $901.5M | 10.79% | 2.67% | 1.46% | 99.8% |
| Q4 2024 | 56 | $852.8M | 11.46% | 2.22% | 1.24% | 98.7% |
| Q3 2024 | 60 | $838.8M | 11.91% | 2.20% | 1.44% | 94.1% |
| Q2 2024 | 63 | $768.5M | 12.01% | 1.71% | 1.28% | 98.6% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Command BankBank Fort Worth, TX | 82 out of 100, Strong | $1.1B | 10.2% | 0.42% | vs |
| Frontier Bank of TexasBank Elgin, TX | 75 out of 100, Strong | $1.1B | 10.0% | 0.15% | vs |
| The First National Bank of McGregorBank Mc Gregor, TX | 42 out of 100, Below average | $1.1B | 9.5% | 2.72% | vs |
| Security State BankBank Pearsall, TX | 74 out of 100, Strong | $1.1B | 10.7% | 0.00% | vs |
| United Texas Bank, National AssociationBank Dallas, TX | 78 out of 100, Strong | $1.1B | 16.0% | 0.00% | vs |
| UBankBank Huntington, TX | 69 out of 100, Moderate | $1.0B | 10.5% | 0.46% | vs |
Deposit insurance
Is my money safe at T Bank, National Association?
Yes. T Bank, National Association is an FDIC-insured institution (FDIC certificate #57703). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 27.3% of deposits ($260.8M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.67%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.54% (benchmark: 10%).
2 locations
Branches
T Bank, National Association lists 1 office in 1 city. Most locations:
- Dallas, TX (1)
Identity & history
Profile
- Legal name
- T Bank, National Association
- Type
- National bank
- FDIC certificate #
- 57703
- RSSD ID
- 3284445
- Primary regulator
- OCC
- Holding company
- Tectonic Financial Inc
- Established
- November 2, 2004
- Headquarters
- 16200 Dallas Pkwy, Dallas, TX 75248
- Website
- www.tbank.com
- Employees
- 190
Quick answers
T Bank, National Association: common questions
Is T Bank, National Association FDIC insured?
Yes. T Bank, National Association is an FDIC-insured institution (FDIC certificate #57703). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is T Bank, National Association's TellerScore?
45 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has T Bank, National Association ever failed?
There is no failure record for FDIC certificate #57703 in the FDIC failed bank list.
How many branches does T Bank, National Association have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Dallas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA | 96 out of 100, Very strong | $58.2M | 22.0% | 0.33% | vs |
| Lakeside BankBank Rockwall, TX | 92 out of 100, Very strong | $389.2M | 14.4% | 0.00% | vs |
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |
| Metro Medical Credit UnionCredit union Dallas, TX | 91 out of 100, Very strong | $82.7M | 17.9% | 0.66% | vs |
| The State Credit UnionCredit union Charleston, WV | 90 out of 100, Very strong | $95.3M | 19.1% | 0.25% | vs |
| Safe 1 Credit UnionCredit union Bakersfield, CA | 90 out of 100, Very strong | $1.2B | 16.0% | 0.37% | vs |