Side-by-side · Q2 2026 data
T E a Federal Credit Union vs Riverland Federal Credit Union
Metric by metric
| Measure | T E a Federal Credit Union | Riverland Federal Credit Union |
|---|---|---|
| TellerScore | 30 | 78 (stronger) |
| Capital cushion | 31 | 100 (stronger) |
| Loan quality | 0 | 82 (stronger) |
| Earnings | 6 | 48 (stronger) |
| Funding & liquidity | 92 (stronger) | 57 |
| Problem-loan coverage | 59 | 94 (stronger) |
| Peer percentile | 1st | 74th |
| Total assets | $2.5M | $319.7M |
| Deposits / shares | $2.3M | $248.1M |
| Capital ratio | 8.08% | 15.84% (stronger) |
| Problem loans | 3.10% | 0.55% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.66% |
| Return on assets | -0.36% | 0.70% (stronger) |
| Loans ÷ deposits | 68.6% (stronger) | 103.0% |
| Uninsured deposits | 0.0% (stronger) | 6.0% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.7% |
Riverland Federal Credit Union has the higher TellerScore (78 vs 30). On the 7 directional measures above (where higher or lower is clearly better), T E a Federal Credit Union leads on 3 and Riverland Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.