Side-by-side · Q2 2026 data
T H P Federal Credit Union vs Indiana State University Federal Credit Union
Credit union
Indiana State University Federal Credit Union
Terre Haute, Indiana · $100 million – $1 billion
Metric by metric
| Measure | T H P Federal Credit Union | Indiana State University Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 81 (stronger) |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 96 (stronger) | 84 |
| Earnings | 0 | 53 (stronger) |
| Funding & liquidity | 69 | 94 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 49th | 80th |
| Total assets | $4.0M | $139.9M |
| Deposits / shares | $3.1M | $119.7M |
| Capital ratio | 24.03% (stronger) | 13.53% |
| Problem loans | 0.12% (stronger) | 0.48% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | -0.63% | 0.84% (stronger) |
| Loans ÷ deposits | 90.9% | 66.4% (stronger) |
| Uninsured deposits | 1.4% (stronger) | 4.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 32.0% |
Indiana State University Federal Credit Union has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), T H P Federal Credit Union leads on 4 and Indiana State University Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.