Side-by-side · Q2 2026 data
Tampa Bay Federal Credit Union vs Florida Customs Federal Credit Union
Metric by metric
| Measure | Tampa Bay Federal Credit Union | Florida Customs Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 83 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 41 | 87 (stronger) |
| Earnings | 39 (stronger) | 31 |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 72 | 99 (stronger) |
| Peer percentile | 8th | 72nd |
| Total assets | $493.9M | $6.8M |
| Deposits / shares | $418.0M | $4.8M |
| Capital ratio | 10.49% | 26.76% (stronger) |
| Problem loans | 1.78% | 0.40% (stronger) |
| Net charge-offs | 0.98% | 0.04% (stronger) |
| Return on assets | 0.47% (stronger) | 0.27% |
| Loans ÷ deposits | 93.3% | 50.6% (stronger) |
| Uninsured deposits | 4.3% | 0.0% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | — |
Florida Customs Federal Credit Union has the higher TellerScore (83 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Tampa Bay Federal Credit Union leads on 1 and Florida Customs Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.