Side-by-side · Q2 2026 data
Tampa Bay Federal Credit Union vs Insight Credit Union
Metric by metric
| Measure | Tampa Bay Federal Credit Union | Insight Credit Union |
|---|---|---|
| TellerScore | 52 | 58 (stronger) |
| Capital cushion | 55 (stronger) | 52 |
| Loan quality | 41 | 62 (stronger) |
| Earnings | 39 (stronger) | 20 |
| Funding & liquidity | 67 | 95 (stronger) |
| Problem-loan coverage | 72 | 87 (stronger) |
| Peer percentile | 8th | 16th |
| Total assets | $493.9M | $629.1M |
| Deposits / shares | $418.0M | $576.3M |
| Capital ratio | 10.49% (stronger) | 10.15% |
| Problem loans | 1.78% | 1.13% (stronger) |
| Net charge-offs | 0.98% | 0.71% (stronger) |
| Return on assets | 0.47% (stronger) | -0.01% |
| Loans ÷ deposits | 93.3% | 65.2% (stronger) |
| Uninsured deposits | 4.3% | 3.7% (stronger) |
| Offices | 4 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | 25.0% |
Insight Credit Union has the higher TellerScore (58 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Tampa Bay Federal Credit Union leads on 2 and Insight Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.