Side-by-side · Q2 2026 data
Tampa Postal Federal Credit Union vs Ficare Federal Credit Union
Credit union
Ficare Federal Credit Union
Wesley Chapel, Florida · Under $100 million in assets
Metric by metric
| Measure | Tampa Postal Federal Credit Union | Ficare Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 69 |
| Capital cushion | 60 | 81 (stronger) |
| Loan quality | 93 (stronger) | 69 |
| Earnings | 12 | 29 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 38th | 38th |
| Total assets | $98.2M | $77.4M |
| Deposits / shares | $90.2M | $65.7M |
| Capital ratio | 11.03% | 13.07% (stronger) |
| Problem loans | 0.21% (stronger) | 0.94% |
| Net charge-offs | 0.62% (stronger) | 0.84% |
| Return on assets | -0.21% | 0.22% (stronger) |
| Loans ÷ deposits | 39.2% (stronger) | 75.3% |
| Uninsured deposits | 2.4% (stronger) | 6.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.4% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Tampa Postal Federal Credit Union leads on 4 and Ficare Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.