Tampa Postal Federal Credit Union (NCUA charter #4395) is based in Tampa, Florida. Its Q2 2026 call report shows $98.2M in total assets and $90.2M in member shares and deposits and 2 offices.
Tampa Postal Federal Credit Union has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 38% of its 2,479 credit unions with under $100 million in assets. Among 107 credit unions headquartered in Florida, it ranks 62nd. Funding & liquidity contributes the most (100/100, 39% loans-to-deposits, 2% uninsured); earnings contributes the least (12/100, -0.21%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 11 points (80 → 69), mostly because the earnings component weakened by 60 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 66 |
| Q4 2024 | 68 |
| Q1 2025 | 71 |
| Q2 2025 | 80 |
| Q3 2025 | 73 |
| Q4 2025 | 72 |
| Q1 2026 | 66 |
| Q2 2026 | 69 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.23% |
| Q3 2024 | 11.31% |
| Q4 2024 | 11.36% |
| Q1 2025 | 10.89% |
| Q2 2025 | 11.23% |
| Q3 2025 | 11.28% |
| Q4 2025 | 11.11% |
| Q1 2026 | 10.82% |
| Q2 2026 | 11.03% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.71% |
| Q3 2024 | 0.78% |
| Q4 2024 | 0.47% |
| Q1 2025 | 0.36% |
| Q2 2025 | 0.40% |
| Q3 2025 | 0.59% |
| Q4 2025 | 0.34% |
| Q1 2026 | 0.17% |
| Q2 2026 | 0.21% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.09% |
| Q3 2024 | -0.05% |
| Q4 2024 | -0.07% |
| Q1 2025 | 0.34% |
| Q2 2025 | 1.31% |
| Q3 2025 | 0.62% |
| Q4 2025 | 0.31% |
| Q1 2026 | -0.59% |
| Q2 2026 | -0.21% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $98.2M | 11.03% | 0.21% | -0.21% | 39.2% |
| Q1 2026 | 66 | $99.7M | 10.82% | 0.17% | -0.59% | 38.5% |
| Q4 2025 | 72 | $98.4M | 11.11% | 0.34% | 0.31% | 40.7% |
| Q3 2025 | 73 | $98.6M | 11.28% | 0.59% | 0.62% | 41.4% |
| Q2 2025 | 80 | $100.9M | 11.23% | 0.40% | 1.31% | 37.2% |
| Q1 2025 | 71 | $98.8M | 10.89% | 0.36% | 0.34% | 37.4% |
| Q4 2024 | 68 | $94.0M | 11.36% | 0.47% | -0.07% | 38.0% |
| Q3 2024 | 66 | $95.1M | 11.31% | 0.78% | -0.05% | 38.6% |
| Q2 2024 | 65 | $95.7M | 11.23% | 0.71% | -0.09% | 38.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Memorial Employees Financial Credit UnionCredit union Hollywood, FL | 73 out of 100, Strong | $92.5M | 11.1% | 0.18% | vs |
| My Pensacola Federal Credit UnionCredit union Pensacola, FL | 85 out of 100, Very strong | $89.1M | 17.9% | 0.29% | vs |
| T M H Federal Credit UnionCredit union Tallahassee, FL | 59 out of 100, Moderate | $87.4M | 10.1% | 0.91% | vs |
| Ficare Federal Credit UnionCredit union Wesley Chapel, FL | 69 out of 100, Moderate | $77.4M | 13.1% | 0.94% | vs |
| Emerald Coast Federal Credit UnionCredit union Port St Joe, FL | 60 out of 100, Moderate | $65.4M | 7.8% | 0.32% | vs |
| Priority Credit UnionCredit union Orlando, FL | 32 out of 100, Low | $56.1M | 8.6% | 3.17% | vs |
Deposit insurance
Is my money safe at Tampa Postal Federal Credit Union?
Yes. Tampa Postal Federal Credit Union is a federally insured credit union (NCUA charter #4395). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.4% of shares and deposits ($2.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 11.03%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Tampa Postal Federal Credit Union lists 2 offices in 2 cities. Most locations:
HMDA 2025
Mortgage lending
In 2025, Tampa Postal Federal Credit Union reported 33 home-loan applications under HMDA (LEI 549300UICMP0IGY0RG32): 22 originated ($1,460,000 total), 6 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 21.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Tampa Postal Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 4395
- RSSD ID
- 72070
- Primary regulator
- NCUA
- Established
- 1941
- Headquarters
- Po Box 17659, Tampa, FL 33682
- Employees
- 23
Quick answers
Tampa Postal Federal Credit Union: common questions
Is Tampa Postal Federal Credit Union NCUA insured?
Yes. Tampa Postal Federal Credit Union is a federally insured credit union (NCUA charter #4395). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Tampa Postal Federal Credit Union's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Tampa Postal Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Tampa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| 1st Street Credit UnionCredit union Sarasota, FL | 89 out of 100, Very strong | $34.5M | 14.7% | 0.10% | vs |
| Transport Credit UnionCredit union Tampa, FL | 85 out of 100, Very strong | $35.8M | 18.6% | 0.52% | vs |
| Republic Bank & Trust CompanyBank Louisville, KY | 84 out of 100, Strong | $7.1B | 14.8% | 0.56% | vs |
| Gallup Federal Credit UnionCredit union Omaha, NE | 84 out of 100, Strong | $16.4M | 18.1% | 0.05% | vs |
| Florida Customs Federal Credit UnionCredit union Tampa, FL | 83 out of 100, Strong | $6.8M | 26.8% | 0.40% | vs |
| Franklin-Somerset Federal Credit UnionCredit union Madison, ME | 81 out of 100, Strong | $149.3M | 12.9% | 0.75% | vs |