Side-by-side · Q2 2026 data
Tampa Postal Federal Credit Union vs T M H Federal Credit Union
Metric by metric
| Measure | Tampa Postal Federal Credit Union | T M H Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 59 |
| Capital cushion | 60 (stronger) | 51 |
| Loan quality | 93 (stronger) | 70 |
| Earnings | 12 | 24 (stronger) |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 99 (stronger) | 87 |
| Peer percentile | 38th | 20th |
| Total assets | $98.2M | $87.4M |
| Deposits / shares | $90.2M | $77.8M |
| Capital ratio | 11.03% (stronger) | 10.07% |
| Problem loans | 0.21% (stronger) | 0.91% |
| Net charge-offs | 0.62% (stronger) | 0.77% |
| Return on assets | -0.21% | 0.10% (stronger) |
| Loans ÷ deposits | 39.2% (stronger) | 78.3% |
| Uninsured deposits | 2.4% (stronger) | 5.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.4% | — |
Tampa Postal Federal Credit Union has the higher TellerScore (69 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Tampa Postal Federal Credit Union leads on 6 and T M H Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.