Side-by-side · Q2 2026 data
Tandem Federal Credit Union vs Frankfort Community Federal Credit Union
Credit union
Frankfort Community Federal Credit Union
Frankfort, Michigan · Under $100 million in assets
Metric by metric
| Measure | Tandem Federal Credit Union | Frankfort Community Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 51 (stronger) | 0 |
| Earnings | 26 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 94 (stronger) | 68 |
| Peer percentile | 44th | 38th |
| Total assets | $22.3M | $19.6M |
| Deposits / shares | $18.8M | $16.7M |
| Capital ratio | 16.49% (stronger) | 14.38% |
| Problem loans | 1.47% (stronger) | 3.83% |
| Net charge-offs | 0.78% | 0.39% (stronger) |
| Return on assets | 0.15% | 2.54% (stronger) |
| Loans ÷ deposits | 39.0% (stronger) | 70.0% |
| Uninsured deposits | 2.4% | 1.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tandem Federal Credit Union has the higher TellerScore (72 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Tandem Federal Credit Union leads on 4 and Frankfort Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.