Headquartered in Frankfort, Michigan, Frankfort Community Federal Credit Union is a federal credit union with $19.6M in total assets and $16.7M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1959.
Frankfort Community Federal Credit Union has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 38% of its 2,479 credit unions with under $100 million in assets. Among 169 credit unions headquartered in Michigan, it ranks 108th. Earnings contributes the most (100/100, 2.54%); loan quality contributes the least (0/100, 3.83%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 10 points (59 → 69), mostly because the earnings component improved by 27 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 41 |
| Q3 2024 | 52 |
| Q4 2024 | 46 |
| Q1 2025 | 56 |
| Q2 2025 | 59 |
| Q3 2025 | 66 |
| Q4 2025 | 69 |
| Q1 2026 | 69 |
| Q2 2026 | 69 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.54% |
| Q3 2024 | 12.38% |
| Q4 2024 | 12.63% |
| Q1 2025 | 13.12% |
| Q2 2025 | 13.48% |
| Q3 2025 | 14.35% |
| Q4 2025 | 14.80% |
| Q1 2026 | 15.05% |
| Q2 2026 | 14.38% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.92% |
| Q3 2024 | 2.76% |
| Q4 2024 | 18.26% |
| Q1 2025 | 6.67% |
| Q2 2025 | 4.39% |
| Q3 2025 | 5.56% |
| Q4 2025 | 4.37% |
| Q1 2026 | 4.51% |
| Q2 2026 | 3.83% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.40% |
| Q3 2024 | 0.49% |
| Q4 2024 | 0.76% |
| Q1 2025 | 1.47% |
| Q2 2025 | 1.32% |
| Q3 2025 | 4.80% |
| Q4 2025 | 2.20% |
| Q1 2026 | 2.82% |
| Q2 2026 | 2.54% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $19.6M | 14.38% | 3.83% | 2.54% | 70.0% |
| Q1 2026 | 69 | $18.0M | 15.05% | 4.51% | 2.82% | 73.4% |
| Q4 2025 | 69 | $17.4M | 14.80% | 4.37% | 2.20% | 74.3% |
| Q3 2025 | 66 | $17.6M | 14.35% | 5.56% | 4.80% | 74.6% |
| Q2 2025 | 59 | $17.8M | 13.48% | 4.39% | 1.32% | 74.4% |
| Q1 2025 | 56 | $17.6M | 13.12% | 6.67% | 1.47% | 74.8% |
| Q4 2024 | 46 | $17.4M | 12.63% | 18.26% | 0.76% | 76.3% |
| Q3 2024 | 52 | $17.4M | 12.38% | 2.76% | 0.49% | 76.3% |
| Q2 2024 | 41 | $17.9M | 11.54% | 2.92% | -0.40% | 73.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Michigan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| International Uaw Federal Credit UnionCredit union Detroit, MI | 60 out of 100, Moderate | $19.5M | 15.8% | 3.78% | vs |
| Blue Water Federal Credit UnionCredit union Port Huron, MI | 86 out of 100, Very strong | $20.4M | 14.4% | 0.23% | vs |
| Electrical Workers Local 58 Credit UnionCredit union Detroit, MI | 90 out of 100, Very strong | $21.4M | 12.2% | 0.09% | vs |
| United Churches Credit UnionCredit union Taylor, MI | 67 out of 100, Moderate | $21.9M | 10.3% | 1.08% | vs |
| Warren Municipal Federal Credit UnionCredit union Warren, MI | 71 out of 100, Strong | $22.1M | 9.6% | 0.20% | vs |
| Tandem Federal Credit UnionCredit union Warren, MI | 72 out of 100, Strong | $22.3M | 16.5% | 1.47% | vs |
Deposit insurance
Is my money safe at Frankfort Community Federal Credit Union?
Yes. Frankfort Community Federal Credit Union is a federally insured credit union (NCUA charter #13355). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.6% of shares and deposits ($274K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 14.38%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Frankfort Community Federal Credit Union lists 1 office in 1 city. Most locations:
- Frankfort, MI (1)
Identity & history
Profile
- Legal name
- Frankfort Community Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 13355
- RSSD ID
- 779089
- Primary regulator
- NCUA
- Established
- 1959
- Headquarters
- Po Box 311, Frankfort, MI 49635
- Employees
- 6
Quick answers
Frankfort Community Federal Credit Union: common questions
Is Frankfort Community Federal Credit Union NCUA insured?
Yes. Frankfort Community Federal Credit Union is a federally insured credit union (NCUA charter #13355). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Frankfort Community Federal Credit Union's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Frankfort Community Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Frankfort
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Traverse Catholic Federal Credit UnionCredit union Traverse City, MI | 74 out of 100, Strong | $92.2M | 10.4% | 0.84% | vs |
| Honor BankBank Honor, MI | 71 out of 100, Strong | $442.7M | 9.8% | 0.32% | vs |
| State Savings BankBank Frankfort, MI | 61 out of 100, Moderate | $431.2M | 8.8% | 0.20% | vs |
| The Huntington National BankBank Columbus, OH | 59 out of 100, Moderate | $283.1B | 9.3% | 1.06% | vs |
| West Shore BankBank Ludington, MI | 56 out of 100, Moderate | $833.6M | 9.8% | 1.24% | vs |