Side-by-side · Q2 2026 data
Tapco Credit Union vs Our Community Credit Union
Metric by metric
| Measure | Tapco Credit Union | Our Community Credit Union |
|---|---|---|
| TellerScore | 78 | 82 (stronger) |
| Capital cushion | 52 | 77 (stronger) |
| Loan quality | 89 (stronger) | 84 |
| Earnings | 100 (stronger) | 66 |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 74th | 82nd |
| Total assets | $735.7M | $638.3M |
| Deposits / shares | $657.1M | $551.8M |
| Capital ratio | 10.19% | 12.67% (stronger) |
| Problem loans | 0.34% (stronger) | 0.48% |
| Net charge-offs | 0.27% (stronger) | 0.70% |
| Return on assets | 2.58% (stronger) | 1.16% |
| Loans ÷ deposits | 86.6% | 40.7% (stronger) |
| Uninsured deposits | 10.3% | 6.0% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.1% | — |
Our Community Credit Union has the higher TellerScore (82 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Tapco Credit Union leads on 3 and Our Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.