Side-by-side · Q2 2026 data
Taylorsville Savings Bank, SSB vs American Bank of the Carolinas
Metric by metric
| Measure | Taylorsville Savings Bank, SSB | American Bank of the Carolinas |
|---|---|---|
| TellerScore | 63 | 80 (stronger) |
| Capital cushion | 31 | 73 (stronger) |
| Loan quality | 87 | 100 (stronger) |
| Earnings | 55 | 78 (stronger) |
| Funding & liquidity | 77 (stronger) | 51 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 24th | 77th |
| Total assets | $232.4M | $214.0M |
| Deposits / shares | $215.1M | $183.8M |
| Capital ratio | 8.08% | 12.27% (stronger) |
| Problem loans | 0.40% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.88% | 1.45% (stronger) |
| Loans ÷ deposits | 83.3% (stronger) | 90.6% |
| Uninsured deposits | 12.5% (stronger) | 31.7% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Bank of the Carolinas has the higher TellerScore (80 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Taylorsville Savings Bank, SSB leads on 3 and American Bank of the Carolinas on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.