Taylorsville Savings Bank, SSB is a si headquartered in Taylorsville, North Carolina, in business for about 105 years. At the end of Q2 2026 it reported $232.4M in total assets and $215.1M in deposits, with 3 offices.
Based on its Q2 2026 filing, Taylorsville Savings Bank, SSB scores 63/100, which we describe as moderate. That is higher than only 24% of 2,650 banks with $100 million – $1 billion. Among 38 banks headquartered in North Carolina, it ranks 31st. Its strongest component is problem-loan coverage (92/100; 4.2%), and its lowest is capital cushion (31/100; 8.08%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (60 → 63), mostly because the earnings component improved by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 61 |
| Q4 2024 | 61 |
| Q1 2025 | 59 |
| Q2 2025 | 60 |
| Q3 2025 | 59 |
| Q4 2025 | 58 |
| Q1 2026 | 61 |
| Q2 2026 | 63 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.30% |
| Q3 2024 | 9.22% |
| Q4 2024 | 8.93% |
| Q1 2025 | 8.29% |
| Q2 2025 | 7.98% |
| Q3 2025 | 8.01% |
| Q4 2025 | 8.07% |
| Q1 2026 | 8.00% |
| Q2 2026 | 8.08% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.67% |
| Q3 2024 | 0.63% |
| Q4 2024 | 0.61% |
| Q1 2025 | 0.66% |
| Q2 2025 | 0.49% |
| Q3 2025 | 0.53% |
| Q4 2025 | 0.60% |
| Q1 2026 | 0.46% |
| Q2 2026 | 0.40% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.55% |
| Q3 2024 | 0.68% |
| Q4 2024 | 0.72% |
| Q1 2025 | 0.65% |
| Q2 2025 | 0.62% |
| Q3 2025 | 0.64% |
| Q4 2025 | 0.57% |
| Q1 2026 | 0.86% |
| Q2 2026 | 0.88% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $232.4M | 8.08% | 0.40% | 0.88% | 83.3% |
| Q1 2026 | 61 | $222.2M | 8.00% | 0.46% | 0.86% | 83.9% |
| Q4 2025 | 58 | $216.4M | 8.07% | 0.60% | 0.57% | 82.4% |
| Q3 2025 | 59 | $213.0M | 8.01% | 0.53% | 0.64% | 81.2% |
| Q2 2025 | 60 | $205.5M | 7.98% | 0.49% | 0.62% | 81.2% |
| Q1 2025 | 59 | $195.5M | 8.29% | 0.66% | 0.65% | 83.1% |
| Q4 2024 | 61 | $182.5M | 8.93% | 0.61% | 0.72% | 86.0% |
| Q3 2024 | 61 | $174.5M | 9.22% | 0.63% | 0.68% | 88.2% |
| Q2 2024 | 60 | $165.6M | 9.30% | 0.67% | 0.55% | 88.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in North Carolina
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| American Bank of the CarolinasBank Monroe, NC | 80 out of 100, Strong | $214.0M | 12.3% | 0.00% | vs |
| First Federal BankBank Dunn, NC | 59 out of 100, Moderate | $275.6M | 9.2% | 0.47% | vs |
| New Republic BankBank Roanoke Rapids, NC | 92 out of 100, Very strong | $176.3M | 15.8% | 0.15% | vs |
| Nantahala Bank & Trust CompanyBank Franklin, NC | 73 out of 100, Strong | $288.8M | 9.4% | 0.32% | vs |
| Belmont Savings Bank, SSBBank Belmont, NC | 69 out of 100, Moderate | $161.0M | 12.9% | 0.37% | vs |
| Morganton Savings Bank, S.S.B.Bank Morganton, NC | 81 out of 100, Strong | $114.5M | 25.5% | 0.21% | vs |
Deposit insurance
Is my money safe at Taylorsville Savings Bank, SSB?
Yes. Taylorsville Savings Bank, SSB is an FDIC-insured institution (FDIC certificate #32348). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 12.5% of deposits ($26.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.08%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.99% (benchmark: 10%).
3 locations
Branches
Taylorsville Savings Bank, SSB lists 3 offices in 3 cities. Most locations:
- Hickory, NC (1)
- Hiddenite, NC (1)
- Taylorsville, NC (1)
Identity & history
Profile
- Legal name
- Taylorsville Savings Bank, SSB
- Former names
- Taylorsville Federal Savings and Loan Association
- Type
- SI
- FDIC certificate #
- 32348
- RSSD ID
- 258379
- Primary regulator
- FDIC
- Established
- April 1, 1921
- Headquarters
- 107 Main Avenue Dr, Taylorsville, NC 28681
- Website
- www.taylorsvillesavings.com
- Employees
- 31
Quick answers
Taylorsville Savings Bank, SSB: common questions
Is Taylorsville Savings Bank, SSB FDIC insured?
Yes. Taylorsville Savings Bank, SSB is an FDIC-insured institution (FDIC certificate #32348). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Taylorsville Savings Bank, SSB's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Taylorsville Savings Bank, SSB ever failed?
There is no failure record for FDIC certificate #32348 in the FDIC failed bank list.
How many branches does Taylorsville Savings Bank, SSB have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Taylorsville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Members Credit UnionCredit union Winston Salem, NC | 85 out of 100, Very strong | $477.1M | 14.8% | 0.82% | vs |
| Cs Credit UnionCredit union Catawba, NC | 84 out of 100, Strong | $30.5M | 18.7% | 0.46% | vs |
| Summit Credit UnionCredit union Greensboro, NC | 82 out of 100, Strong | $368.8M | 15.4% | 0.71% | vs |
| BlueHarbor BankBank Mooresville, NC | 82 out of 100, Strong | $628.4M | 11.8% | 0.00% | vs |
| Nova Credit UnionCredit union Charlotte, NC | 79 out of 100, Strong | $120.7M | 17.6% | 0.56% | vs |
| Piedmont Federal Savings BankBank Winston Salem, NC | 78 out of 100, Strong | $1.3B | 18.6% | 0.16% | vs |