Side-by-side · Q2 2026 data
Taylorville Community Credit Union vs Heartland Credit Union
Credit union
Taylorville Community Credit Union
Taylorville, Illinois · Under $100 million in assets
Metric by metric
| Measure | Taylorville Community Credit Union | Heartland Credit Union |
|---|---|---|
| TellerScore | 77 | 89 (stronger) |
| Capital cushion | 76 | 87 (stronger) |
| Loan quality | 71 | 92 (stronger) |
| Earnings | 80 | 91 (stronger) |
| Funding & liquidity | 76 | 81 (stronger) |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 57th | 94th |
| Total assets | $90.8M | $573.7M |
| Deposits / shares | $79.2M | $494.4M |
| Capital ratio | 12.56% | 13.74% (stronger) |
| Problem loans | 0.87% | 0.25% (stronger) |
| Net charge-offs | 0.29% | 0.24% (stronger) |
| Return on assets | 1.50% | 1.78% (stronger) |
| Loans ÷ deposits | 83.9% | 78.9% (stronger) |
| Uninsured deposits | 1.9% (stronger) | 6.1% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Heartland Credit Union has the higher TellerScore (89 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Taylorville Community Credit Union leads on 1 and Heartland Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.