TellerScore

Taylorville Community Credit Union is a federally insured state-chartered credit union headquartered in Taylorville, Illinois, in business for about 70 years. At the end of Q2 2026 it reported $90.8M in total assets and $79.2M in member shares and deposits, with 3 offices.

Taylorville Community Credit Union has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 86th. Problem-loan coverage contributes the most (89/100, 5.5%); loan quality contributes the least (71/100, 0.87%).

TellerScore · Q2 2026

Scorecard

Capital cushion76/100
Net worth ratio: 12.56%
Loan quality71/100
Loans 60+ days delinquent ÷ total loans: 0.87%
Earnings80/100
Return on assets (annualized): 1.50%
Funding & liquidity76/100
Loans ÷ shares: 83.9% · 1.9% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.55%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (76 → 77).

TellerScore
637077Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202463
Q3 202464
Q4 202463
Q1 202570
Q2 202576
Q3 202575
Q4 202572
Q1 202675
Q2 202677
Net worth ratio
7.00%9.78%12.56%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.18%
Q3 202411.21%
Q4 202411.61%
Q1 202511.70%
Q2 202512.05%
Q3 202512.44%
Q4 202512.07%
Q1 202611.88%
Q2 202612.56%
Delinquent loans (60+ days)
0.64%1.05%1.46%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.32%
Q3 20241.25%
Q4 20241.46%
Q1 20251.13%
Q2 20250.64%
Q3 20250.80%
Q4 20250.99%
Q1 20260.85%
Q2 20260.87%
Return on assets
0.78%1.14%1.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.78%
Q3 20240.85%
Q4 20240.86%
Q1 20251.27%
Q2 20251.36%
Q3 20251.35%
Q4 20251.19%
Q1 20261.41%
Q2 20261.50%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$90.8M12.56%0.87%1.50%83.9%
Q1 202675$93.6M11.88%0.85%1.41%79.7%
Q4 202572$89.4M12.07%0.99%1.19%82.8%
Q3 202575$85.0M12.44%0.80%1.35%88.9%
Q2 202576$85.5M12.05%0.64%1.36%85.6%
Q1 202570$86.0M11.70%1.13%1.27%81.8%
Q4 202463$84.4M11.61%1.46%0.86%83.9%
Q3 202464$85.8M11.21%1.25%0.85%80.7%
Q2 202463$84.0M11.18%1.32%0.78%81.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.56%
36th
Problem loans0.87%
43rd
Net charge-offs0.29%
40th
Return on assets1.50%
85th
Loans to deposits83.9%
15th
Uninsured deposits1.9%
46th
Loan-loss reserves0.00%
37th
Texas ratio5.5%
26th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
The Credit Union for AllCredit union Bloomington, IL45 out of 100, Below average$89.6M7.8%1.85%vs
Chicago Firefighter'S Credit UnionCredit union Chicago, IL89 out of 100, Very strong$92.9M14.1%0.07%vs
Metro Federal Credit UnionCredit union Arlington Heigh, IL68 out of 100, Moderate$80.0M9.6%0.83%vs
Select Employees Credit UnionCredit union Sterling, IL86 out of 100, Very strong$78.6M12.6%0.26%vs
Midwest Coalition of Labor Credit UnionCredit union Countryside, IL85 out of 100, Very strong$77.1M15.5%0.93%vs
Education Personnel Federal Credit UnionCredit union Danville, IL76 out of 100, Strong$74.3M12.3%0.60%vs

Deposit insurance

Is my money safe at Taylorville Community Credit Union?

Yes. Taylorville Community Credit Union is a federally insured credit union (NCUA charter #60335). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.9% of shares and deposits ($1.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.56%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Taylorville Community Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Taylorville Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60335
RSSD ID
132394
Primary regulator
State + NCUA
Established
1956
Headquarters
422 W Main Cross St, Taylorville, IL 62568
Employees
25

Quick answers

Taylorville Community Credit Union: common questions

Is Taylorville Community Credit Union NCUA insured?

Yes. Taylorville Community Credit Union is a federally insured credit union (NCUA charter #60335). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Taylorville Community Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Taylorville Community Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Taylorville

InstitutionScoreAssetsCapitalProblem loansCompare
Springfield Firefighters Credit UnionCredit union Springfield, IL100 out of 100, Very strong$3.4M16.6%0.00%vs
First National Bank in TaylorvilleBank Taylorville, IL92 out of 100, Very strong$200.1M14.4%0.00%vs
Heartland Credit UnionCredit union Springfield, IL89 out of 100, Very strong$573.7M13.7%0.25%vs
Midland Community BankBank Kincaid, IL88 out of 100, Very strong$68.8M12.1%0.00%vs
Scott State BankBank Bethany, IL86 out of 100, Very strong$203.5M13.7%0.24%vs
Springfield City Employees Credit UnionCredit union Springfield, IL85 out of 100, Very strong$12.8M17.1%0.33%vs