Side-by-side · Q2 2026 data
TBO Bank vs 1st Advantage Bank
Metric by metric
| Measure | TBO Bank | 1st Advantage Bank |
|---|---|---|
| TellerScore | 50 | 68 (stronger) |
| Capital cushion | 59 (stronger) | 49 |
| Loan quality | 44 | 95 (stronger) |
| Earnings | 50 | 62 (stronger) |
| Funding & liquidity | 25 | 49 (stronger) |
| Problem-loan coverage | 79 | 98 (stronger) |
| Peer percentile | 7th | 37th |
| Total assets | $224.8M | $212.0M |
| Deposits / shares | $195.8M | $190.9M |
| Capital ratio | 10.87% (stronger) | 9.88% |
| Problem loans | 1.69% | 0.14% (stronger) |
| Net charge-offs | 34.35% | 0.09% (stronger) |
| Return on assets | 0.74% | 1.05% (stronger) |
| Loans ÷ deposits | 88.2% | 84.9% (stronger) |
| Uninsured deposits | 57.8% | 38.6% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Advantage Bank has the higher TellerScore (68 vs 50). On the 7 directional measures above (where higher or lower is clearly better), TBO Bank leads on 1 and 1st Advantage Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.