Side-by-side · Q2 2026 data
TCM Bank, National Association vs Gallup Federal Credit Union
Metric by metric
| Measure | TCM Bank, National Association | Gallup Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 84 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 69 | 98 (stronger) |
| Earnings | 0 | 58 (stronger) |
| Funding & liquidity | 6 | 50 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 14th | 75th |
| Total assets | $382.4M | $16.4M |
| Deposits / shares | $279.6M | $13.3M |
| Capital ratio | 18.27% (stronger) | 18.06% |
| Problem loans | 0.93% | 0.05% (stronger) |
| Net charge-offs | 3.74% | 0.00% (stronger) |
| Return on assets | -1.14% | 0.96% (stronger) |
| Loans ÷ deposits | 104.4% (stronger) | 111.1% |
| Uninsured deposits | 82.7% | 9.7% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gallup Federal Credit Union has the higher TellerScore (84 vs 57). On the 7 directional measures above (where higher or lower is clearly better), TCM Bank, National Association leads on 2 and Gallup Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.