Side-by-side · Q2 2026 data
Tct Federal Credit Union vs Hudson River Community Federal Credit Union
Credit union
Hudson River Community Federal Credit Union
Corinth, New York · $100 million – $1 billion
Metric by metric
| Measure | Tct Federal Credit Union | Hudson River Community Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 77 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 78 (stronger) | 61 |
| Earnings | 34 | 66 (stronger) |
| Funding & liquidity | 80 (stronger) | 67 |
| Problem-loan coverage | 90 (stronger) | 87 |
| Peer percentile | 24th | 71st |
| Total assets | $295.6M | $364.2M |
| Deposits / shares | $267.3M | $304.9M |
| Capital ratio | 9.45% | 15.29% (stronger) |
| Problem loans | 0.65% (stronger) | 1.17% |
| Net charge-offs | 0.22% (stronger) | 0.29% |
| Return on assets | 0.34% | 1.15% (stronger) |
| Loans ÷ deposits | 80.5% (stronger) | 93.4% |
| Uninsured deposits | 7.6% (stronger) | 7.7% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | — |
Hudson River Community Federal Credit Union has the higher TellerScore (77 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Tct Federal Credit Union leads on 4 and Hudson River Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.