Hudson River Community Federal Credit Union is a federal credit union headquartered in Corinth, New York, in business for about 72 years. At the end of Q2 2026 it reported $364.2M in total assets and $304.9M in member shares and deposits, with 4 offices.
Based on its Q2 2026 filing, Hudson River Community Federal Credit Union scores 77/100, which we describe as strong. That is higher than 71% of 1,341 credit unions with $100 million – $1 billion. Among 268 credit unions headquartered in New York, it ranks 88th. Its strongest component is capital cushion (100/100; 15.29%), and its lowest is loan quality (61/100; 1.17%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
2 quarters
Health trend
From Q1 2026 to Q2 2026, the score fell 2 points (79 → 77), mostly because the loan quality component weakened by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q1 2026 | 79 |
| Q2 2026 | 77 |
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| Quarter | Net worth ratio |
|---|---|
| Q1 2026 | 14.92% |
| Q2 2026 | 15.29% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q1 2026 | 0.85% |
| Q2 2026 | 1.17% |
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| Quarter | Return on assets |
|---|---|
| Q1 2026 | 0.93% |
| Q2 2026 | 1.15% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $364.2M | 15.29% | 1.17% | 1.15% | 93.4% |
| Q1 2026 | 79 | $364.8M | 14.92% | 0.85% | 0.93% | 90.9% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Family First of NY Federal Credit UnionCredit union Rochester, NY | 66 out of 100, Moderate | $345.3M | 12.0% | 0.59% | vs |
| Nassau Financial Federal Credit UnionCredit union East Meadow, NY | 50 out of 100, Below average | $334.4M | 6.2% | 0.41% | vs |
| Actors Federal Credit UnionCredit union New York, NY | 40 out of 100, Below average | $331.3M | 9.5% | 2.64% | vs |
| Ocean Financial Federal Credit UnionCredit union Oceanside, NY | 40 out of 100, Below average | $403.3M | 8.2% | 2.21% | vs |
| Secny Federal Credit UnionCredit union Syracuse, NY | 56 out of 100, Moderate | $322.7M | 7.6% | 0.93% | vs |
| People'S Alliance Federal Credit UnionCredit union Hauppauge, NY | 67 out of 100, Moderate | $322.2M | 11.1% | 0.58% | vs |
Deposit insurance
Is my money safe at Hudson River Community Federal Credit Union?
Yes. Hudson River Community Federal Credit Union is a federally insured credit union (NCUA charter #24987). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 7.7% of shares and deposits ($23.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 15.29%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Hudson River Community Federal Credit Union lists 4 offices in 4 cities. Most locations:
- Cohoes, NY (1)
- Corinth, NY (1)
- Glens Falls, NY (1)
- Hudson Falls, NY (1)
Identity & history
Profile
- Legal name
- Hudson River Community Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24987
- RSSD ID
- 45382
- Primary regulator
- NCUA
- Established
- 1954
- Headquarters
- One Third Street, Corinth, NY 12822
- Employees
- 71
Quick answers
Hudson River Community Federal Credit Union: common questions
Is Hudson River Community Federal Credit Union NCUA insured?
Yes. Hudson River Community Federal Credit Union is a federally insured credit union (NCUA charter #24987). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Hudson River Community Federal Credit Union's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Hudson River Community Federal Credit Union have?
4 offices as of the latest NCUA data.