TellerScore

Side-by-side · Q2 2026 data

Tct Federal Credit Union vs Moog Employees Federal Credit Union

Credit union

Tct Federal Credit Union

Ballston Spa, New York · $100 million – $1 billion

61of 100
Moderate

Credit union

Moog Employees Federal Credit Union

East Aurora, New York · $100 million – $1 billion

100of 100
Very strong

Metric by metric

MeasureTct Federal Credit UnionMoog Employees Federal Credit Union
TellerScore61100 (stronger)
Capital cushion44100 (stronger)
Loan quality78100 (stronger)
Earnings34100 (stronger)
Funding & liquidity80100 (stronger)
Problem-loan coverage90100 (stronger)
Peer percentile24th100th
Total assets$295.6M$257.3M
Deposits / shares$267.3M$188.4M
Capital ratio9.45%26.63% (stronger)
Problem loans0.65%0.00% (stronger)
Net charge-offs0.22%0.13% (stronger)
Return on assets0.34%1.99% (stronger)
Loans ÷ deposits80.5%52.5% (stronger)
Uninsured deposits7.6%5.8% (stronger)
Offices42
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)20.0%5.2%

Moog Employees Federal Credit Union has the higher TellerScore (100 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Tct Federal Credit Union leads on 0 and Moog Employees Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions