Side-by-side · Q2 2026 data
TD Bank, National Association vs Trailnorth Federal Credit Union
Credit union
Trailnorth Federal Credit Union
Ticonderoga, New York · $100 million – $1 billion
Metric by metric
| Measure | TD Bank, National Association | Trailnorth Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 66 (stronger) |
| Capital cushion | 53 (stronger) | 48 |
| Loan quality | 63 | 72 (stronger) |
| Earnings | 53 (stronger) | 49 |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 92 (stronger) | 91 |
| Peer percentile | 61st | 37th |
| Total assets | $342.8B | $179.6M |
| Deposits / shares | $277.7B | $164.8M |
| Capital ratio | 10.32% (stronger) | 9.78% |
| Problem loans | 1.11% | 0.84% (stronger) |
| Net charge-offs | 0.47% (stronger) | 1.01% |
| Return on assets | 0.83% (stronger) | 0.73% |
| Loans ÷ deposits | 58.6% | 55.5% (stronger) |
| Uninsured deposits | 37.3% | 1.6% (stronger) |
| Offices | 1,046 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 35.3% | — |
Trailnorth Federal Credit Union has the higher TellerScore (66 vs 63). On the 7 directional measures above (where higher or lower is clearly better), TD Bank, National Association leads on 3 and Trailnorth Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.