Side-by-side · Q2 2026 data
TD Bank USA, National Association vs S I Philadelphia Federal Credit Union
Credit union
S I Philadelphia Federal Credit Union
Philadelphia, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | TD Bank USA, National Association | S I Philadelphia Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 90 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 31 | 100 (stronger) |
| Earnings | 36 | 50 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 25th | 89th |
| Total assets | $32.1B | $191K |
| Deposits / shares | $27.2B | $114K |
| Capital ratio | 11.56% | 40.03% (stronger) |
| Problem loans | 2.08% | 0.00% (stronger) |
| Net charge-offs | 5.30% | 0.00% (stronger) |
| Return on assets | 0.41% | 0.74% (stronger) |
| Loans ÷ deposits | 28.9% | 1.2% (stronger) |
| Uninsured deposits | 1.3% | 0.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
S I Philadelphia Federal Credit Union has the higher TellerScore (90 vs 59). On the 7 directional measures above (where higher or lower is clearly better), TD Bank USA, National Association leads on 0 and S I Philadelphia Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.