TellerScore

S I Philadelphia Federal Credit Union is a federal credit union headquartered in Philadelphia, Pennsylvania, in business for about 69 years. At the end of Q2 2026 it reported $191K in total assets and $114K in member shares and deposits, with 3 offices across 2 states.

Based on its Q2 2026 filing, S I Philadelphia Federal Credit Union scores 90/100, which we describe as very strong. That is higher than 89% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 40th. Its strongest component is capital cushion (100/100; 40.03%), and its lowest is earnings (50/100; 0.74%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 40.03%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings50/100
Return on assets (annualized): 0.74%
Funding & liquidity100/100
Loans ÷ shares: 1.2% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (92 → 90), mostly because the earnings component weakened by 9 points.

TellerScore
607692Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202469
Q4 202460
Q1 202591
Q2 202592
Q3 202590
Q4 202584
Q1 202690
Q2 202690
Net worth ratio
7.00%23.52%40.03%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202435.69%
Q3 202436.13%
Q4 202438.40%
Q1 202537.39%
Q2 202537.09%
Q3 202536.27%
Q4 202538.45%
Q1 202637.41%
Q2 202640.03%
Delinquent loans (60+ days)
0.00%2.85%5.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20245.50%
Q3 20245.71%
Q4 20244.65%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.00%0.66%1.32%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.32%
Q3 20241.20%
Q4 20240.12%
Q1 20250.85%
Q2 20250.99%
Q3 20250.78%
Q4 20250.00%
Q1 20260.76%
Q2 20260.74%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202690$191K40.03%0.00%0.74%1.2%
Q1 202690$203K37.41%0.00%0.76%1.1%
Q4 202584$197K38.45%0.00%0.00%1.7%
Q3 202590$212K36.27%0.00%0.78%1.5%
Q2 202592$207K37.09%0.00%0.99%3.3%
Q1 202591$204K37.39%0.00%0.85%4.7%
Q4 202460$197K38.40%4.65%0.12%6.1%
Q3 202469$214K36.13%5.71%1.20%5.3%
Q2 202470$215K35.69%5.50%1.32%6.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio40.03%
98th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.74%
55th
Loans to deposits1.2%
100th
Uninsured deposits0.0%
81st
Loan-loss reserves32.31%
100th
Texas ratio0.0%
93rd

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Wayland Temple Baptist Federal Credit UnionCredit union Philadelphia, PA73 out of 100, Strong$180K15.8%—vs
M.A.B.C. Federal Credit UnionCredit union Philadelphia, PA74 out of 100, Strong$167K22.3%8.20%vs
Service Station Dealers Federal Credit UnionCredit union Phila, PA74 out of 100, Strong$129K84.1%0.00%vs
Pinn Memorial Federal Credit UnionCredit union Philadelphia, PA91 out of 100, Very strong$276K18.1%0.00%vs
Holy Trinity Baptist Federal Credit UnionCredit union Philadelphia, PA93 out of 100, Very strong$30K30.3%0.00%vs
Lonza Federal Credit UnionCredit union Williamsport, PA57 out of 100, Moderate$490K25.4%2.61%vs

Deposit insurance

Is my money safe at S I Philadelphia Federal Credit Union?

Yes. S I Philadelphia Federal Credit Union is a federally insured credit union (NCUA charter #11783). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 40.03%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

S I Philadelphia Federal Credit Union lists 3 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
S I Philadelphia Federal Credit Union
Type
Federal credit union
NCUA charter #
11783
RSSD ID
823085
Primary regulator
NCUA
Established
1957
Headquarters
636 N 43rd Street, Philadelphia, PA 19104

Quick answers

S I Philadelphia Federal Credit Union: common questions

Is S I Philadelphia Federal Credit Union NCUA insured?

Yes. S I Philadelphia Federal Credit Union is a federally insured credit union (NCUA charter #11783). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is S I Philadelphia Federal Credit Union's TellerScore?

90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does S I Philadelphia Federal Credit Union have?

3 offices as of the latest NCUA data, in 2 states.

Nearby

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