Side-by-side · Q2 2026 data
Teachers Credit Union vs Golden Rule Community Credit Union
Metric by metric
| Measure | Teachers Credit Union | Golden Rule Community Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 72 |
| Capital cushion | 72 (stronger) | 70 |
| Loan quality | 95 (stronger) | 65 |
| Earnings | 54 (stronger) | 51 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 68th | 44th |
| Total assets | $37.6M | $42.6M |
| Deposits / shares | $32.9M | $36.9M |
| Capital ratio | 12.23% (stronger) | 12.00% |
| Problem loans | 0.16% (stronger) | 1.05% |
| Net charge-offs | 0.00% | -0.08% (stronger) |
| Return on assets | 0.85% (stronger) | 0.76% |
| Loans ÷ deposits | 53.9% | 32.4% (stronger) |
| Uninsured deposits | 3.2% | 0.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Teachers Credit Union has the higher TellerScore (81 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Teachers Credit Union leads on 4 and Golden Rule Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.