Side-by-side · Q2 2026 data
Teachers Credit Union vs Membersalliance Credit Union
Metric by metric
| Measure | Teachers Credit Union | Membersalliance Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 67 |
| Capital cushion | 72 (stronger) | 44 |
| Loan quality | 95 (stronger) | 85 |
| Earnings | 54 (stronger) | 53 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 68th | 41st |
| Total assets | $37.6M | $303.6M |
| Deposits / shares | $32.9M | $271.9M |
| Capital ratio | 12.23% (stronger) | 9.38% |
| Problem loans | 0.16% (stronger) | 0.45% |
| Net charge-offs | 0.00% (stronger) | 0.39% |
| Return on assets | 0.85% (stronger) | 0.82% |
| Loans ÷ deposits | 53.9% (stronger) | 77.6% |
| Uninsured deposits | 3.2% | 0.0% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Teachers Credit Union has the higher TellerScore (81 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Teachers Credit Union leads on 6 and Membersalliance Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.