Side-by-side · Q2 2026 data
Teachers Federal Credit Union vs Visions Federal Credit Union
Metric by metric
| Measure | Teachers Federal Credit Union | Visions Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 64 |
| Capital cushion | 60 (stronger) | 50 |
| Loan quality | 60 | 70 (stronger) |
| Earnings | 55 (stronger) | 44 |
| Funding & liquidity | 89 | 89 |
| Problem-loan coverage | 87 | 89 (stronger) |
| Peer percentile | 44th | 36th |
| Total assets | $9.9B | $5.5B |
| Deposits / shares | $8.2B | $4.9B |
| Capital ratio | 11.03% (stronger) | 10.00% |
| Problem loans | 1.19% | 0.89% (stronger) |
| Net charge-offs | 1.12% | 0.36% (stronger) |
| Return on assets | 0.89% (stronger) | 0.59% |
| Loans ÷ deposits | 70.9% (stronger) | 71.5% |
| Uninsured deposits | 8.8% (stronger) | 9.9% |
| Offices | 8 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.1% | 32.6% |
Teachers Federal Credit Union has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Teachers Federal Credit Union leads on 5 and Visions Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.