The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (66 → 66).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in New York

Yes. Teachers Federal Credit Union is a federally insured credit union (NCUA charter #8116). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.8% of shares and deposits ($720.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 11.03%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Teachers Federal Credit Union lists 8 offices in 8 cities. Most locations:

• Farmingville, NY (1)
• Hauppauge, NY (1)
• Holbrook, NY (1)
• Nesconset, NY (1)
• Selden, NY (1)
• Shirley, NY (1)
• Smithtown, NY (1)
• South Setauket, NY (1)

All branch addresses and map

In 2025, Teachers Federal Credit Union reported 3,478 home-loan applications under HMDA (LEI 549300R8VPSFM828B312): 2,211 originated ($651,695,000 total), 414 denied, and 741 withdrawn or closed by the applicant. Its denial rate on decided applications was 15.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Teachers Federal Credit Union

Type

Federal credit union

NCUA charter #

8116

RSSD ID

491783

Primary regulator

NCUA

Established

1952

Headquarters

PO Box 9005, Smithtown, NY 11787

Employees

974