Side-by-side · Q2 2026 data
Team First Federal Credit Union vs U F C W Local 1776 Federal Credit Union
Credit union
Team First Federal Credit Union
Lancaster, Pennsylvania · Under $100 million in assets
Credit union
U F C W Local 1776 Federal Credit Union
Plymouth Meetin, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Team First Federal Credit Union | U F C W Local 1776 Federal Credit Union |
|---|---|---|
| TellerScore | 47 | 82 (stronger) |
| Capital cushion | 85 | 90 (stronger) |
| Loan quality | 0 | 96 (stronger) |
| Earnings | 0 | 45 (stronger) |
| Funding & liquidity | 94 (stronger) | 83 |
| Problem-loan coverage | 73 | 99 (stronger) |
| Peer percentile | 7th | 70th |
| Total assets | $8.1M | $8.4M |
| Deposits / shares | $7.0M | $7.1M |
| Capital ratio | 13.48% | 14.03% (stronger) |
| Problem loans | 3.30% | 0.12% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.87% |
| Return on assets | -0.74% | 0.64% (stronger) |
| Loans ÷ deposits | 66.4% (stronger) | 77.1% |
| Uninsured deposits | 0.4% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
U F C W Local 1776 Federal Credit Union has the higher TellerScore (82 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Team First Federal Credit Union leads on 2 and U F C W Local 1776 Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.