Team First Federal Credit Union is a federal credit union headquartered in Lancaster, Pennsylvania, in business for about 64 years. At the end of Q2 2026 it reported $8.1M in total assets and $7.0M in member shares and deposits, with 2 offices across 2 states.
Based on its Q2 2026 filing, Team First Federal Credit Union scores 47/100, which we describe as below average. That is higher than only 7% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 259th. Its strongest component is funding & liquidity (94/100; 66% loans-to-deposits, 0% uninsured), and its lowest is earnings (0/100; -0.74%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 15 points (62 → 47), mostly because the loan quality component weakened by 40 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 53 |
| Q3 2024 | 56 |
| Q4 2024 | 76 |
| Q1 2025 | 71 |
| Q2 2025 | 62 |
| Q3 2025 | 45 |
| Q4 2025 | 44 |
| Q1 2026 | 45 |
| Q2 2026 | 47 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 15.66% |
| Q3 2024 | 16.40% |
| Q4 2024 | 15.08% |
| Q1 2025 | 13.44% |
| Q2 2025 | 14.16% |
| Q3 2025 | 12.45% |
| Q4 2025 | 12.49% |
| Q1 2026 | 12.53% |
| Q2 2026 | 13.48% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 3.73% |
| Q3 2024 | 2.73% |
| Q4 2024 | 0.43% |
| Q1 2025 | 0.48% |
| Q2 2025 | 1.79% |
| Q3 2025 | 3.47% |
| Q4 2025 | 4.37% |
| Q1 2026 | 2.98% |
| Q2 2026 | 3.30% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -1.15% |
| Q3 2024 | -1.20% |
| Q4 2024 | -1.93% |
| Q1 2025 | -6.84% |
| Q2 2025 | -2.52% |
| Q3 2025 | -1.87% |
| Q4 2025 | -1.66% |
| Q1 2026 | -0.87% |
| Q2 2026 | -0.74% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 47 | $8.1M | 13.48% | 3.30% | -0.74% | 66.4% |
| Q1 2026 | 45 | $8.9M | 12.53% | 2.98% | -0.87% | 59.3% |
| Q4 2025 | 44 | $9.0M | 12.49% | 4.37% | -1.66% | 58.5% |
| Q3 2025 | 45 | $9.2M | 12.45% | 3.47% | -1.87% | 52.1% |
| Q2 2025 | 62 | $8.3M | 14.16% | 1.79% | -2.52% | 43.5% |
| Q1 2025 | 71 | $8.4M | 13.44% | 0.48% | -6.84% | 44.1% |
| Q4 2024 | 76 | $8.5M | 15.08% | 0.43% | -1.93% | 45.9% |
| Q3 2024 | 56 | $8.3M | 16.40% | 2.73% | -1.20% | 48.0% |
| Q2 2024 | 53 | $8.9M | 15.66% | 3.73% | -1.15% | 43.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Erie City Employees Federal Credit UnionCredit union Erie, PA | 89 out of 100, Very strong | $8.2M | 22.7% | 0.10% | vs |
| Phb Employees Federal Credit UnionCredit union Fairview, PA | 75 out of 100, Strong | $8.2M | 20.8% | 2.05% | vs |
| Allegheny Central Federal Credit UnionCredit union Dunbar, PA | 95 out of 100, Very strong | $8.2M | 20.8% | 0.18% | vs |
| Crayola Llc Employees Credit UnionCredit union Easton, PA | 68 out of 100, Moderate | $8.3M | 21.9% | 2.11% | vs |
| U F C W Local 1776 Federal Credit UnionCredit union Plymouth Meetin, PA | 82 out of 100, Strong | $8.4M | 14.0% | 0.12% | vs |
| U.F.C.W. Local 23 Federal Credit UnionCredit union Canonsburg, PA | 59 out of 100, Moderate | $8.4M | 16.4% | 3.68% | vs |
Deposit insurance
Is my money safe at Team First Federal Credit Union?
Yes. Team First Federal Credit Union is a federally insured credit union (NCUA charter #14829). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.4% of shares and deposits ($29K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.48%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Team First Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:
- Frisco, TX (1)
- Lancaster, PA (1)
Identity & history
Profile
- Legal name
- Team First Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 14829
- RSSD ID
- 923181
- Primary regulator
- NCUA
- Established
- 1962
- Headquarters
- 111 Centerville Rd, Lancaster, PA 17603
- Employees
- 5
Quick answers
Team First Federal Credit Union: common questions
Is Team First Federal Credit Union NCUA insured?
Yes. Team First Federal Credit Union is a federally insured credit union (NCUA charter #14829). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Team First Federal Credit Union's TellerScore?
47 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Team First Federal Credit Union have?
2 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Lancaster
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Penn-Trafford School Emp. Federal Credit UnionCredit union Trafford, PA | 99 out of 100, Very strong | $5.3M | 21.2% | 0.00% | vs |
| Lancaster Red Rose Credit UnionCredit union Leola, PA | 92 out of 100, Very strong | $54.8M | 14.9% | 0.61% | vs |
| Glatco Credit UnionCredit union Spring Grove, PA | 90 out of 100, Very strong | $54.1M | 16.2% | 0.79% | vs |
| Members 1st Federal Credit UnionCredit union Enola, PA | 88 out of 100, Very strong | $8.7B | 15.1% | 0.73% | vs |
| Central Susquehanna Community Federal Credit UnionCredit union Danville, PA | 82 out of 100, Strong | $37.4M | 12.1% | 0.00% | vs |
| First Capital Federal Credit UnionCredit union York, PA | 81 out of 100, Strong | $368.5M | 11.9% | 0.20% | vs |