Side-by-side · Q2 2026 data
Team One Credit Union vs American 1 Credit Union
Metric by metric
| Measure | Team One Credit Union | American 1 Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 65 |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 79 (stronger) | 31 |
| Earnings | 51 (stronger) | 41 |
| Funding & liquidity | 85 (stronger) | 76 |
| Problem-loan coverage | 90 (stronger) | 81 |
| Peer percentile | 37th | 34th |
| Total assets | $765.9M | $661.3M |
| Deposits / shares | $680.5M | $543.3M |
| Capital ratio | 9.88% | 15.58% (stronger) |
| Problem loans | 0.64% (stronger) | 2.07% |
| Net charge-offs | 0.39% (stronger) | 2.62% |
| Return on assets | 0.78% (stronger) | 0.53% |
| Loans ÷ deposits | 75.5% (stronger) | 83.8% |
| Uninsured deposits | 7.8% | 4.6% (stronger) |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | — |
Team One Credit Union has the higher TellerScore (66 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Team One Credit Union leads on 5 and American 1 Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.